Sunrise Banks, N.A. Privacy Policy

FACTS

WHAT DOES SUNRISE BANKS, N.A. DO WITH YOUR PERSONAL INFORMATION

Why?

Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how collect, share and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information that we collect and share depend on the product or service you have with us.  This can include:

  • Social Security Number and Date of Birth
  • Address of Residence and Government Issued Identification
  • Transaction History

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All Financial Companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons Financial Companies can share their customers’ personal information; the reasons Sunrise Banks, N.A. chooses to share; and whether you can limit the sharing.

Reasons we can share your personal information

Does Sunrise Banks, N.A. Share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes – to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes- Information about your transactions and experiences

No

We do not share

For our affiliates to market to you

No

We do not share

For nonaffiliates to market to you

No

We do not share

Questions?

Call 866-264-7619

Who we are

Who is providing this notice?

Sunrise Banks, N.A.

What we do

How does Sunrise Banks, N.A. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Sunrise Banks, N.A. collect my personal information?

 

We collect your personal information, for example when you

  • Open an account or apply for a loan
  • Make deposits or withdrawals from your account or provide account information
  • Make a wire transfer

We also may collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.  [See below for more on your rights under state law.]

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Our affiliates include financial companies such as University Financial Corp. dba Sunrise Banks.

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • Sunrise Banks, N.A. does not share with non-affiliates so they can market to you.

Joint Marketing

 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include prepaid card companies.